wealth wife.

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Wealth Wife turns something you already do into money for Future You. You set what an activity is worth, you do it, and you decide whether to move the money. The app never moves anything itself.

Getting started

  1. Write a rule — the activity, and what it's worth to you. Fifty cents a minute at the gym. Fifteen dollars for a therapy session. Whatever number feels right.
  2. Tap the dial on Home to start it, or log it afterwards if it already happened.
  3. When you finish, the app works out what it came to.
  4. Put it toward a goal, or skip. Skipping is always fine.

Examples to start from

Rates are only suggestions. Yours should be whatever the thing is actually worth to you, and you can change any of them later.

By the minute

A timer runs while you do it, and the value climbs. Good for anything with a length: the gym at $0.50 a minute, a walk at $0.20, studying for an exam at $0.40, guitar practice at $0.30, meditating at $0.60, cleaning the apartment at $0.25.

By the hour

The same idea, priced the way you'd think about it: volunteering at $20 an hour, a shift you picked up at your actual rate, a long drive at $15, time in the garden at $12.

A flat amount

For things that either happen or don't, where length isn't the point. A therapy appointment at $25. Cooking dinner rather than ordering, at $18. Getting to bed before midnight, at $10. An evening with your phone in a drawer, at $8. Calling your grandmother, at $5.

Per unit

When you count them rather than time them: $2 a mile run, $0.50 a lap swum, $3 a chapter read, $1 a set at the gym, $5 a job application sent.

A price you enter

For amounts that change every time. The coffee you bought, at whatever it cost that day. A subscription you cancelled, at its monthly price. A repair you did yourself, at what the shop quoted. A dress you put back on the rack, at the price on the tag.

Goals worth naming

Future Me, an emergency fund, a trip you keep talking about, a down payment, grad school, a wedding, a car, someone else entirely. A goal can hold a target and a date if you want one, or just a running total if you don't.

Common questions

Does the app connect to my bank?

No. It never connects to a bank, a broker, or any account, and it cannot move money. When you finish an activity the app can copy the amount and open whichever app or website you keep your money in — you move it yourself from there.

Where is my data kept?

On your iPhone, and nowhere else. There is no account and no server.

Can I get my data back after deleting it?

No. Because nothing is stored off your device, deleting the app or using Delete all data removes it permanently. There is no backup. History is kept for a year by default and you can change that — including to forever — under Settings, then Data.

How do I change the language?

Settings, then Appearance, then Language. Wealth Wife is available in seven — English, Spanish, French, German, Italian, Portuguese and Japanese — and follows your iPhone's language by default. Money is written in your own currency whichever language you read the app in; changing the language never restates an amount you have already logged.

What happens if I skip?

Nothing. The session is recorded as skipped and nothing is counted toward a goal. There are no streaks and nothing is held against you.

What is the monthly limit?

An optional ceiling on how much you put away in a month. Amounts past it are still recorded in full, they just aren't counted toward the limit. They are not a debt and they don't roll over. There is no limit unless you set one, and you can turn it off again at any time.

Does Compare predict what will happen?

No. Compare runs simulations from numbers you enter. It is not a forecast, it is not based on any real investment's history, and Wealth Wife never recommends a stock, fund, or any other investment.

Why do my reminders arrive at odd times?

Reminders are scheduled on your device by iOS. Check Settings, then Reminders, in the app, and confirm notifications are allowed for Wealth Wife in your iPhone's Settings. The switch in the app covers everything it sends: turn it off and no reminder, limit or nudge arrives from any part of the app.

Can I lock the app?

Yes. Settings, then Lock, sets an optional four-digit passcode, and you can unlock with Face ID or Touch ID instead. You choose how long the app can be away before it asks again — every time, or after fifteen minutes, thirty minutes, an hour or six hours. Whichever you pick, the app hides its contents in the app switcher.

When you set the passcode the app gives you a recovery code and shows it once. Write it down and keep it somewhere that isn't the phone — a photo of it on the phone is no use if you can't get into the phone. If you forget the passcode, tap "Forgot your passcode?" on the lock screen and type the recovery code instead.

You can replace that code with one of your own under Settings, then Lock — at least eight letters or numbers. Spaces, dashes and capitals don't matter, and characters that look alike, like O and zero, count as the same, so reading it back off paper is forgiving.

If you lose both, starting over is the only way back in, and it erases everything on the device. There is no way to send you a code: it would arrive on the very phone you're locked out of.

Can I get my data out?

Yes. Settings, then Data, exports what you have logged as a spreadsheet file for whatever dates you choose — the activity, the amount, the time, the date and the goal. It opens the standard share sheet, so you decide where it goes.

Something broken, or an idea?

Email wealthwifeapp@gmail.com. Include your iPhone model and iOS version if something isn't working, and I'll get back to you.